Feature Requests

Summary:
Add a rule-based system or settings feature in LendingWise to enforce field completion requirements before a loan file can move to a specific stage in the pipeline. This ensures data integrity and compliance at each stage of the loan lifecycle.

Description:
This feature would allow users to define mandatory fields that must be completed before a loan file can progress to a designated stage. By creating these rules, users can ensure critical information is captured and verified at the appropriate point in the workflow, reducing errors and improving process efficiency.

Key Features:

Rule Creation Interface:

Allow users to create custom rules for each pipeline stage, specifying required fields or sections.
Include options to set rules globally (for all loan types) or stage-specific rules for particular loan types (e.g., bridge loans, fix & flip).
Flexible Field Selection:

Enable users to choose from all existing fields in the loan file, including borrower information, property details, loan terms, and custom fields.
Support for conditional logic (e.g., “If loan type = DSCR, then require field X”).
Stage-Specific Enforcement:

Prevent loan files from advancing to the next stage until all required fields are completed.
Display a clear list of missing fields or incomplete sections when a user attempts to progress the loan file.
Role-Based Permissions:

Allow administrators to define who can override or bypass these rules (e.g., managers or senior underwriters).
Include audit trails for any manual overrides.
Notifications and Alerts:

Notify users of missing fields via alerts or email when attempting to move a loan file forward.
Provide automated reminders for team members to complete specific fields before the loan reaches a critical stage.
User-Friendly Error Messages:

Offer descriptive error messages that highlight incomplete fields with links for quick navigation.
Include tooltips or guidance to help users understand what is required.
Rule Management Dashboard:

Provide a centralized dashboard for users to view, edit, or delete rules for all stages.
Include rule templates for common workflows to simplify setup.
Integration with Automation:

Trigger automation workflows based on field completion (e.g., “If field Y is completed, send email Z”).
Automatically notify stakeholders when a loan file is ready to progress.
Reporting and Compliance:

Generate reports to track incomplete fields by stage, ensuring visibility into bottlenecks.
Maintain an audit trail of rule enforcement and overrides for compliance purposes.
Why This Is Valuable:

Data Integrity: Ensures all required information is captured and verified at the appropriate stage, reducing errors and omissions.
Workflow Efficiency: Prevents loan files from advancing prematurely, minimizing rework and bottlenecks later in the process.
Compliance: Ensures that regulatory and organizational requirements are met before critical milestones.
Customization: Adapts to unique workflows and loan types, offering flexibility to meet business needs.
Team Accountability: Encourages team members to complete their tasks promptly by enforcing field completion rules.